Buying a home is a dream for many people and more and more people are taking steps to make that dream a reality. However, for first-time home buyers the process from dream to holding those front door keys in your hand takes a great deal of time, preparation, legwork, and patience.
Working with a great real estate agent and mortgage broker can help the process go as smoothly as possible but a great deal of the responsibility falls upon the buyer. You’ll need to produce pertinent documents, fill out mountains of paperwork, and attend meetings with numerous people.
While daunting, the process is designed to ensure that no boxes are left unchecked and no receipt is left unnoticed. If you want to qualify for the best interest rate for the home you want these are a few of the most important items that need to be on your first-time home buyer checklist to ensure everything goes as smoothly as possible.